DISCLAIMER
Purpose of Website
The
information contained herein is intended, in it's
entirety, to serve only as a guideline and brief summary
of various insurance based products and services.
The Evidence of Coverage and Policy Contract
always govern. While we strive to show the most
accurate representation of the various
benefits within this website, we take no
responsibility for any implied or misconstrued
interpretation of the information contained
herein.
Copyright
The
information within this website was created for the sole
use by active clients of Ross Fogle & Associates
Insurance Services, Inc.. All written Text
and related Graphics contained within this website
are the sole property
of Ross Fogle & Associates
Insurance Services, Inc., or the creator from whom it was
secured.
ANY reproduction, whether
in part or in full, is strictly
prohibited.
To
request written permission Click
Here. We
do allow interested parties to "Link" to
our website, under the assumption that
our Copyright is always displayed.
Viruses
Ross
Fogle & Associates Insurance Services, Inc. is
not responsible for any unforeseen damage that may
occur to both the hardware and software of your computer
by the existence of a computer virus. Before accepting
any information from the Internet, it is the
responsibility of the end-user to scan any downloaded
material for viruses.
Privacy
Rights
Ross
Fogle & Associates Insurance Services, Inc. adheres
to all state and federal laws and regulations regarding
the privacy of information submitted by visitors to
our website. To view our entire Privacy Policy, click
here.
While ALL information you submit is protected by detailed
encryption technology, we cannot
guarantee the security of any data that is
submitted through the Internet, which is still an
unsecured communication
network.
Hyperlinks
We
have included numerous hyperlinks to other Internet sites
solely as a convenience and resource to our clients. Ross
Fogle & Associates Insurance Services, Inc. does
not take responsibility or control the content
contained within these sites.
NOTICE OF PRIVACY POLICY AND INSURANCE INFORMATION PRACTICES
At Ross Fogle & Associates we value our
relationship with you and are aware of the importance of
maintaining the privacy of your personal and financial
data. We have always protected that information and will
continue to do so as described herein. When we are
required to share your information, we limit it to that
which is necessary to provide you with the best insurance
options. The following notice describes our policies and
practices with regard to collecting and disclosing
nonpublic personal information about our customers and
former customers.
Confidentiality and Security of Your Nonpublic
Personal Information
We maintain appropriate physical, electronic and
procedural safeguards to maintain the confidentiality and
security of your nonpublic personal information contained
in our records. We restrict access to nonpublic personal
information about you contained in our records to our
employees who need to know that information to provide
products or services to you.
Categories of Information That We Collect
We collect nonpublic personal information about you
from the following sources:
- Information that we receive from you on
applications and other forms;
- Information about your transactions with our
affiliates, others or us
- Information that we receive from a consumer
protection agency;
- Information that we receive when you visit us
through the Internet.
Categories of Parties to Whom We May Disclose
Information
We may disclose nonpublic personal financial
information about you to our affiliates. We may also
disclose nonpublic personal information about you to
nonaffiliated third parties as permitted or required by
law.
Accuracy of Your Nonpublic Personal Information
That We Possess
We strive to maintain the accuracy of your
information. In order to help us maintain accuracy, you
have the right to reasonably access your information. If
you believe any of your information in our possession is
inaccurate you may request that we amend, correct or
delete the information that you believe to be erroneous.
If we concur with your conclusion, we will amend, correct
or delete the information in question. You may write the
agency at the address below to receive our complete
policy on accessing and amending your nonpublic personal
information contained in our records.
Changes to Our Notice of Privacy Policy and
Insurance Information Practices
We reserve the right to change our privacy policies
and insurance information practices. If we make any
changes to our policies or practices, we will provide you
with a copy of a revised notice as required by applicable
law.
-
Ross
Fogle and Associates
-
5120
Avenida Encinas, Suite 100
-
Carlsbad,
CA 92008
-
(760)
438-6845
-
(760)
438-6847 (fax)
-
e-mail
us
